【作者简介】丁建定,华中科技大学社会学院教授,主要研究方向为社会保障制度、社会福利思想理论。

【文章来源】《社会建设》2023年第5期

【内容提要】当代西方国家养老保障制度面临人口老龄化程度持续加重、长期护理风险压力增大、养老服务需求提质增量等新的社会风险，这些新社会风险与传统老年风险相比具有显著的差别，使西方国家不得不做出新的养老保障政策选择，实施推迟退休年龄等政策应对养老金风险，实施长期护理保险制度应对长期护理风险，完善养老服务体系应对养老服务需求提质增量风险，由此构建起新的养老保障制度体系。这不仅表明西方国家养老保障制度改革具有内在机制性，也表明西方养老保障制度体系进入一个再造时代。

【关键词】新社会风险;西方国家;养老保险;长期护理保险;养老服务体系

【基金项目】国家社科基金重大项目“西方社会保障制度史（多卷本）”（19ZDA234）。

【全文链接】https://shjs.ruc.edu.cn/CN/Y2023/V10/I5/3

The Reengineering of the Old-aged Security System in Western Countries under the "New Social Risk

Ding Jianding

Abstract: The old-aged security system in contemporary western countries is facing new social risks, such as the increasing degree of population aging, the pressure of long-term care risks, and the increasing quality and increase of the demand for elderly care services.These new social risks are significantly different from the traditional old-age risks.The western countries will have tomake new choices of the social security policy, such as postponing the retirement age policies to cope with pension risks, implementing a long-term care insurance system to deal with long-term care risks, improving the elderly care service system to cope with the incremental risk of good quality of elderly care services. These build a new old-age security system. These not only show that the reform of the pension security system in western countries has an internal mechanism, but also means that their pension security system have entered a new era.

Keywords: new social risk; western countries; endowment insurance; longterm care insurance; pension service system